Understanding Medicare Drug Deductibles and What You Can Do About Them

Virtually every Medicare Advantage Plan and Stand-Alone Part D plans have a $615 deductible on Tier 3 through 5 drugs […]

High Deductible Health Plans Explained

Today I want to discuss High Deductible Qualified Health Plans (HDQHP) that utilize what are known as Health Savings Accounts

Just under a month ago (3/30), a client reached out to let me know she had taken an overseas cruise

Truth : The lack of routine dental coverage has significant consequences for older adults. Poor oral health can increase the

This week, we’re starting something new, a deeper dive into the different types of life insurance. Over the next few

Medicare Supplements, unlike Medicare Advantage Plans, can be changed all year round. YOU DO NOT NEED TO WAIT UNTIL THE

Truth: Medicare Part B provides coverage for vitamin D testing when it is deemed medically necessary by a physician. This

Almost all health insurance has “cost sharing”, the portion of the bills for medical services and prescription drugs, as the

Almost every day we hear from seniors who have been moved from their well selected Advantage Plan to an inferior

Your kids and grandchildren need Life Insurance. In fact, every young married couple and those with kids under 18 should