Facing an ACA premium hike, what can we do until 65?
Higher ACA costs may feel unavoidable, yet some strategies can help ease the burden until age 65. The key is knowing which options are real—and which to avoid.
Can I opt out of Medicare without fear of penalty?
Medicare penalties at 65? Not if you know the rules. Find out when it’s safe to wait and when enrolling right away saves money.
Can I Keep My Low-Cost Pennie Plan When I Turn 65 And Go On Medicare?
Turning 65 on a Pennie health plan… so is Sue. Read our answer on how Medicare eligibility could impact her subsidies and coverage options.
When Should I Apply for Medicare—and What Will It Cost?
Feeling overwhelmed by all the Medicare info as 65 gets closer? We can help by showing you when to apply, what to expect cost-wise, and how to choose the right plan without the stress.
Do you assist in obtaining individual dental coverage or do I have to find my own coverage?
Thinking about individual dental insurance? Many find they pay more in premiums than they receive in benefits. Here’s why some choose to self-insure instead.
What services do you provide after a client enrolls in a Medicare Supplement or Advantage Plan?
After enrollment, our agents continue to advocate for clients by lowering premiums, correcting billing errors, securing financial aid for prescriptions, and ensuring access to all eligible benefits. What sets us apart? Unmatched service, proactive savings, and a commitment to community.
Would a new Supplement company be reliable and would we have to switch doctors?
Thinking about switching Medicare Supplement plans after a rate hike but worried about losing access to hospitals like St. Clair or Jefferson? If you’re in Fayette or Allegheny County, here’s what you need to know before making a move.
How do I know if I’m with the best company and plan?
Question from Connie: Thank you so much for answering my question in your last column. I’m relieved you think Advantage Plans can be the right choice for those of us on Medicare. I have a follow-up question. How do I know if I’m with the best company and plan?
Should I switch my Advantage Plan to a Supplement Plan?
I’ve had an Advantage Plan for a couple of years now, but I only recently began to read your columns. I get the feeling you don’t like Advantage Plans and now I’m questioning my choice. Should I change to a Supplement? What’s your opinion?
My Medicare Supplement rate just jumped — why, and what can I do?
Seeing a big Medicare Supplement rate hike? You’re not alone. Premiums with AARP, Aetna, and Allstate are jumping up to 20%. Learn why rates are rising in 2025 and what your options are — including switching plans or saving before AEP.