Planning to retire before age 65? Learn the pros and cons of COBRA vs. ACA (Obamacare) health insurance, how 2026 subsidy changes affect costs, and the best strategies to bridge the gap until Medicare while avoiding costly coverage mistakes.
Question from Ron: Are Medicare plan prices different depending on who or where I enroll? Can I get a better
Question from Diane: Even after following the Ask the Medicare Specialist Facebook Group for a couple of months, I’m
Question from Mike: I met with a Medicare agent who told me a PPO Advantage Plan would work just like
Question from Sue: Why do Advantage Plans provide dental and vision coverage, gym memberships and other free stuff, while those
With dozens of Medicare Advantage Plans to choose from, many seniors focus on the wrong things when making a decision. Today’s column shares several often overlooked factors that could end up saving — or costing — thousands of dollars down the road.
. In some cases, staying on employer coverage is the clear winner. In others, Medicare can save thousands of dollars per year. The surprising part? Even the “obvious” choice is sometimes wrong. Before enrolling in — or opting out of — Medicare Parts A or B, there are a few critical details that could dramatically impact your costs and coverage
Question from Anna: I just got notice that my Supplement is going up almost 25% in 2026 after a 15%
Question from Tamara: It’s my understanding that the Oregon plans you represent are limited. Is it my best interest to
When a prescription isn’t covered, it’s not always the end of the road. Behind the scenes, there are processes and protections that can change the outcome—if you know where to look.
