Does the Medicare Donut Hole start at the same dollar amount regardless of which Part D prescription insurance you are enrolled in? Also, I thought it was scheduled to go away in 2020. Was I mistaken?
From Julie: In your last column you mentioned “total cost of ownership,” which I had never heard before. Can you explain that a bit more as it pertains to Medicare plans?
I recently went on Medicare for the first time and chose a $0 premium HMO Advantage Plan. Did I make the right choice?
I saw your Facebook post regarding a foundation that is supposedly going to provide several diabetes medications for free. Can you confirm and explain the program and details?
I’m a retired teacher, turning 65 soon and eligible for the Health Options Program, aka HOP. There are several choices in medical and prescription plans. I don’t understand all the differences or what plan or plans are the best options, including dental. Can you advise us retired school employees?
I’m 65 and on Medicare with TRICARE for Life as my Supplement. I’m looking for an additional no cost Medicare Advantage Plan that will provide for Silver Sneakers or some type of fitness plan, and possibly other benefits I don’t currently receive. Do you have any suggestions or recommendations?
Question from Greg: My wife has Multiple Sclerosis. She’s having mobility issues and is likely going to require some in-home care in the future. One of her primary needs is somebody to assist with bathing. I didn’t know if Medicare helps pay for a home care worker coming in once or twice a week to assist with personal hygiene. Can you advise please?
Question from Patricia: I think I get the differences between Supplements and Advantage Plans. However, I’m not clear how you add on Prescription coverage. Most people who are complaining are doing so about the cost of medicines. I would like to avoid this if possible.
I wanted a Supplement but wasn’t sure I could afford one, so I took a $0 premium Advantage Plan HMO. Now I’m scared I made the wrong decision. I’m a type 1 Diabetic with complications. Can you help advise me please?
When should those of us turning 65 start to plan for Medicare? What steps do we need to take? Contact The Health Insurance Store for more information.