What are the differences between Supplements and Advantage Plans?
Question from Diane: Even after following the Ask the Medicare Specialist Facebook Group for a couple of months, I’m […]
Will a Medicare PPO Advantage plan work like a Supplement and provide access to Doctors and Hospitals all over the country?
Question from Mike: I met with a Medicare agent who told me a PPO Advantage Plan would work just like
Why are gym memberships and other perks only available for Advantage Plan members?
Question from Sue: Why do Advantage Plans provide dental and vision coverage, gym memberships and other free stuff, while those
What is it that we should look for when choosing a plan?
With dozens of Medicare Advantage Plans to choose from, many seniors focus on the wrong things when making a decision. Today’s column shares several often overlooked factors that could end up saving — or costing — thousands of dollars down the road.
Should I continue to take my employer provided health insurance? If so, what Parts of Medicare do I need to sign up for?
. In some cases, staying on employer coverage is the clear winner. In others, Medicare can save thousands of dollars per year. The surprising part? Even the “obvious” choice is sometimes wrong. Before enrolling in — or opting out of — Medicare Parts A or B, there are a few critical details that could dramatically impact your costs and coverage
Why are rates going up so much? Are all companies doing this? Lastly, what are my options when I can no longer afford my current policy?
Question from Anna: I just got notice that my Supplement is going up almost 25% in 2026 after a 15%
It’s my understanding that the Oregon plans you represent are limited. Is it my best interest to work with someone in my state instead?
Question from Tamara: It’s my understanding that the Oregon plans you represent are limited. Is it my best interest to
My mother’s arthristis medication is not covered by her Advantage Plan, how do we get it approved?
When a prescription isn’t covered, it’s not always the end of the road. Behind the scenes, there are processes and protections that can change the outcome—if you know where to look.
If Supplement coverage is the same, why are premiums so much different from one company to the next?
Behind-the-scenes factors—not the coverage itself—are what truly drive Medicare Supplement pricing… and they can quietly lead to premium increases down the road.
What happens to your Medicare Supplement’s coverage and premiums if you move to another state?
A move from New York to Pennsylvania raised questions about how state insurance laws might affect an AARP Medicare Supplement plan. The answer highlights a little-known rule that could significantly lower premiums after relocating.