Ask the Medicare Specialist

Choosing the right Medicare Part D prescription drug plan isn’t just about finding the plan with the lowest monthly premium. Your specific prescriptions, dosages, pharmacy, deductibles, copays, and each plan’s formulary can make a major difference in what you actually pay.

In this step-by-step tutorial, Aaron Zolbrod of The Health Insurance Store shows you how to compare Medicare Part D plans and determine which option may provide the best overall value for your prescriptions.

Aaron also explains what to look for when one expensive prescription is driving up the cost of your entire Part D plan. In some situations, it may make sense to compare alternative ways of purchasing that medication—such as prescription discount programs, cash-pay options, manufacturer assistance programs, or other legitimate pharmacy options—while using Medicare Part D for your remaining medications

Question: What are the differences between Medicare Supplements and Advantage Plans? This is Part 2 of my “Medicare Reset Series”

t’s very important to understand the difference between Part B and Part D prescription medications. It’s also very important to know how Medicare Supplements and Advantage Plans differ when it comes to covering Part B drugs.

Question from Mark: Last week you explained that those who are working and getting health insurance from their employer after

Planning to retire before age 65? Learn the pros and cons of COBRA vs. ACA (Obamacare) health insurance, how 2026 subsidy changes affect costs, and the best strategies to bridge the gap until Medicare while avoiding costly coverage mistakes.

Question from Ron: Are Medicare plan prices different depending on who or where I enroll? Can I get a better

  Question from Diane: Even after following the Ask the Medicare Specialist Facebook Group for a couple of months, I’m

Question from Mike: I met with a Medicare agent who told me a PPO Advantage Plan would work just like