Changing Plans and Doctor Coverage

Per the Centers for Medicare and Medicaid (CMS) regulations, all Supplement companies must cover the exact same services as well as pay and approved claims the exact same way. In addition, all Supplements, regardless of company, are accepted at any provider where Medicare Assignment is taken, meaning there’s also no difference in what doctors or hospitals can be used. 

So many seniors we meet don’t understand these facts and become hesitant to change plans even when their premiums increase to a point where they’ve become uncomfortable. It’s a terrible mistake that’s made far too often.

With Supplement premiums increasing more in the past two years than at any time in the last 20 years, as much as 39% combined, and prices for gas, utilities, and groceries higher than ever, it’s so important people realize how Supplement companies must operate under CMS guidelines. 

In addition, there is no risk whatsoever in moving from expensive Plans C, F, or G to the much more affordable Plan N. We’ve been recommending N to our clients since its inception in 2010. The premium savings over the next 5 to 10 years on Plan N versus C, F, and G will be astronomical, as much as $20,000! 

Call us to set up an appointment for a no-cost consultation to get quotes and a better understanding of all the rules and regulations of Medicare Supplements.

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