I know you try really hard, but I still get confused by the information in some of your columns. I suppose that shouldn’t matter to me because I am well over 65 and also on HOP, which means I should always stay a HOP person.
The only change I made this year was I switched from the Enhanced Prescription plan to the Basic. I don’t understand how or when my deductible will be assessed. I have had many prescriptions filled and I see no evidence of being charged even though the information they sent said I would.
I still think I pay a lot of money in copays, and that there may be better options for me, but I have no interest in switching at this point.