Welcome to Our Series “New to Medicare”!

Part 1 | Welcome to the 2025 New to Medicare Series

Since my husband is already receiving Social Security, will he automatically be enrolled in Medicare? If so, when will he receive his Medicare card/information?

Part 2 | What’s the Difference Between Medicare Parts A & B, and What Do They Cover?

Since my husband is already receiving Social Security, will he automatically be enrolled in Medicare? If so, when will he receive his Medicare card/information?

Part 3 | What do Medicare Parts A and B cost and cover?

What do Medicare Parts A and B cost and cover? What are the choices in Medicare Plans? Do they differ as far as coverage, premiums and out of pocket expenses, access to doctors and hospitals, and how claims are approved and paid?

Part 4 | What are the pros and cons of both Medicare Supplements and Advantage Plans?

This week will be dedicated to Supplements and Part 4 will continue next week when we will do the same with Advantage Plans. Supplements, also known as Medigap policies, are highly Federally regulated to protect the consumer....

Part 4 Cont’d | Who is best to choose a Supplement and who an Advantage Plan?

Medicare Advantage, also known as Part C, is a health care choice Medicare recipients have that allows a federally approved private insurance company to administer benefits and pay claims in place of Original Medicare.

Part 5 | Who is best to choose a Supplement and who an Advantage Plan?

Remember, what works best for someone else may not be best for you. Never make a decision based on what plan or company a friend or family member has or advice they give!

Part 6 | Should You Choose a Medigap Plan or a Medicare Advantage Plan?

According to the Centers for Medicare and Medicaid (CMS), “All Medigap (Supplement) policies must follow federal and state laws designed to protect you, and policies must be clearly identified as Medicare Supplement Insurance.

Part 7 | What to consider when choosing an Advantage Plan

Those going on Medicare Part B for the first time need to make sure they understand the differences between both Supplements and Advantage Plans as well as the pros and cons of each, which I have discussed during the series

Chapter 8 | Prescription coverage, Doughnut Hole & Out of Pocket Costs

How are prescriptions covered for those on Medicare? What is the Doughnut Hole? Is it true that no one on Medicare will have to pay more than $2,000 out of pocket per year for medications?

Part 9 | Can Letting My Medicare Plan Renew Hurt Me?

After I pick my plan for the first time, is there anything I need to do? Do I need to re-enroll every year? Do benefits change year after year?