As a retired teacher, I’m on the HOP Medical plan. However, I see in your columns all of these different letter Supplements and have no idea which of these is most comparable to HOP.
- Is HOP different, or is it just one of the lettered plans without using the letter? I’m 71 and healthy and my wife is 69. She just had major cancer surgery and will start treatments next month. My thoughts on a Supplement are I want it to pay for most of our treatments and do not mind paying a bit more monthly for a plan to ensure that is the case.
- Is there a plan other than HOP I should consider? My wife starts chemo this week in Pittsburgh and we’ve have had lots of doctor meetings. Last week I got a call or from the hospital billing department about visits to oncologists and surgeons at the hospital. The representative said to check with my insurance as they bill chemo as a hospital visit and many insurance companies do not pay what the hospital demands.
- Has this been a problem for many in the past for those who have Medicare and HOP?
- Will HOP pay this or am I stuck paying their extra charge in a hospital setting for a regular visit to see them?