Two available Advantage Plan companies will be offering HMO plans for the 2021 that are specifically designed for Veterans. These plans do not disturb existing VA access and coverage while providing an opportunity for substantial savings, additional choices of where they can access care, as well as benefits most Veterans don’t receive such as comprehensive dental, Over the Counter (OTC) allowances, and free gym memberships.
I’m already 65 and retiring in April of next year. Do I have to enroll in Medicare
Part B and make my plan selection during the Annual Election Period that starts in October?
Does the Medicare Donut Hole start at the same dollar amount regardless of which Part D prescription insurance you are enrolled in? Also, I thought it was scheduled to go away in 2020. Was I mistaken?
Question from Bobbi: I turned 65 on November 10, 2019. Since then my health care policies have been a nightmare. What I would like to know is, if what I am doing is the best way to go and are you able to take over what I do have? Also am I compliant with Medicare rules and guidelines?
From Julie: In your last column you mentioned “total cost of ownership,” which I had never heard before. Can you explain that a bit more as it pertains to Medicare plans?
Question from Theresa: I just got notice my Supplement plan premiums are going up again, over $20/month. They rise every year and seem like the increases just keep getting larger each time. What are my options?
I recently went on Medicare for the first time and chose a $0 premium HMO Advantage Plan. Did I make the right choice?
I saw your Facebook post regarding a foundation that is supposedly going to provide several diabetes medications for free. Can you confirm and explain the program and details?
Do you consult with couples in their early 60s doing financial retirement planning for health care costs until we reach Medicare at 65? I want to budget those costs for the next few years and get an idea of what we can expect to pay for Medicare and a Supplement or Advantage Plan as well.
I’m a retired teacher, turning 65 soon and eligible for the Health Options Program, aka HOP. There are several choices in medical and prescription plans. I don’t understand all the differences or what plan or plans are the best options, including dental. Can you advise us retired school employees?