How does Obamacare work?

You must get health insurance. If you do not purchase a plan by January 31, 2016, you will face an IRS penalty for failure to obtain health insurance. Every member of your household must have health insurance, and you are required to keep a health insurance policy all year long.

Note: There are circumstances where you could qualify for a special election period allowing you to choose a plan after January 31, 2016.

The Affordable Care Act (aka Obamacare) is now in full effect. Health insurance companies can no longer deny your application for coverage or deny claims due to current or pre-existing medical conditions. Rates are determined by household income, age, and tobacco use only.

If you qualify, we can help you get federal subsidies to help cover health insurance costs. These subsidies can help pay health insurance premiums and possibly co-pays, deductibles, and other out of pocket expenses.

If your income falls under the limits in the chart below, you will likely qualify for help paying for your premiums and/or out of pocket costs.

   Household Size  1
2
3
4
5
6
  Income Limit  $47,080
$63,720
$80,360
$97,000
$113,640
$132,080

* Income limit subject to change based on federal guidelines.

Note: If your household size is greater than six people, simply contact The Health Insurance Store to determine your income limit.

Our plans cost the same and we provide dedicated customer service. You will pay the same amount for your health insurance whether you purchase if from the Marketplace, directly through an insurance company, or from The Health Insurance Store.

However, when you buy a plan from one of our well-trained, licensed agents we will walk you through the process from start to finish, making sure your application is completed correctly. We are appointed to sell insurance from many different companies, which means you will get unbiased advice.

We have dedicated staff to handle any issues regarding your plan, bills, claims, prescription coverage, etc. for as long as you remain a client of The Health Insurance Store!

Call us today to get your best plan!

If you want to sign up for an individual or family health insurance plan, feel free to call 724-603-3403 or email us a quote request!