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News From The Health Insurance Store

Answer: There are five options, only three of which I’d be comfortable choosing for myself and my daughter. 

The best-case scenario, but probably the least likely, is getting offered an early retirement buyout from the company you are currently employed with, which would include no cost health insurance.

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Answer: While I was writing this column, news broke that the PA Supreme Court agreed to rule on the Attorney General’s appeal to force UPMC to extend the “Consent Decree” and remain an in-network provider for seniors with Highmark Medicare Advantage Plan HMO and PPO’s.

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Answer: You’re far from alone when it comes to this kind of fear. It’s unfortunate because that can be preyed upon. 

Both types of Medicare health plans, Supplements (aka Medigap) and Advantage Plans are Federally regulated to protect consumers.

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Answer: There indeed was a ruling concerning the ongoing battle and it’s extremely important that people understand the implications or lack thereof. The PA Attorney General had petitioned the Court to extend the consent decree past June 30th, which would allow those on Highmark Medicare HMO and PPO’s to continue to have in-network access to UPMC.

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Question: I go into my Doughnut Hole every year. I’ve heard it’s going away in 2020. How will that affect me? I assume this is going to save me money.

Answer: This is a very sour subject with me. It doesn’t appear that anyone knows what’s going to happen regarding the Doughnut Hole in 2020. When doing research for this column, I got conflicting information. Several publications I found stated the Doughnut Hole is completely going away next year and one might come to the conclusion that people will no longer have to pay hundreds or thousands of dollars for drugs while in the Doughnut Hole as they do today. Many other articles I found that were written in 2018 stated it was going away in 2019, which wasn’t true. I have also read others that state it isn’t going away and the cost one pays in the Doughnut Hole will continue to be burdensome. 

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Erie County Area

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Erie, PA 16501
Phone: 814-920-5275
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We proudly serve the health insurance and Medicare needs of the following Pennsylvania areas:  Connellsville, Uniontown, Greensburg, Mt. Pleasant, Scottdale, Irwin, N. Huntingdon, Murrysville, Monroeville, Plum, Lower Burrell, New Kensington, Pittsburgh, Plum, Oakmont, Penn Hills, Forest Hills, Wilkinsburg, East Liberty, Lawrenceville, Bloomfield, Natrona Heights, Leechburg, Washington, Morgantown WV, Latrobe, Monnessen, Jeanette, Erie, Edinboro, Northeast, Girard, Fairview, Union City, Harborcreek, Corey, Meadville, Waterford,  Ligonier, Kittaning, Somerset, Waynesburg, Fayette County, Westmoreland County, Armstrong County, Butler County, Somerset County, Erie County, Crawford County, Venango County, Allegheny Valley, Pennsylvania

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