I am a 68-year-old woman in very good health. I have no significant health problems, take no medications, eat well, and exercise.
I moved here in 2021 from California where I had a plan an Advantage Plan, which I loved because it was inexpensive and covered everything. B) In 2022 I was advised to switch to a United Health Supplement plan, which I did. I was paying $108 a month, plus just over $7 for a Stand-Alone Part D Plan, even though I was taking no medication. C) That seemed like a lot to pay for someone in good health, so last year I switched back to an Advantage Plan because it was $75 less. It seemed like a good idea, but since you’re always only one doctor’s visit away from being told there’s something terribly wrong with you, I wonder if I made the right decision. D) I may be saving money now, but if I ever did get diagnosed with a serious disease, I want to make sure my insurance offers good coverage because I am not a wealthy person. Did I make a mistake?