121 N Pittsburgh St Connellsville, PA 15425
(724) 603-3403

Individual & Family Plans

Obamacare Open Enrollment Date
November 1st to December 15th

Obamacare still the law of the land! It has not been repealed and the penalties are still in place at this time!!!!


All individual plans purchased after January 1st, 2014, must follow the rules and regulations set forth by the Affordable Health Care Act (ACA), also known as Obamacare.

Applying for Obamacare is more confusing than ever. *The licensed agents of The Health Insurance Store can help you navigate the Marketplace, guide you to the plan that best fits your needs, and ensure your application is done correctly to make sure you avoid mistakes that could negatively affect your tax return.

Your rates are solely determined by your age, household size, and household income. Please refer to the chart below to determine if you may qualify for a premiums subsidy. Federal subsidies can offset the cost off premiums and possibly some out of pocket costs.  (Use current chart we have in the What is Obamacare tab)

If you do not have active health insurance on Jan 1st 2018, either through an employer, former employer, COBRA, Medicare, Medicaide, the VA, etc., you will face an IRS penalty. **They are as follows:

  Penalty (Single)


Penalty (Family)


Maximum Penalty


2017 $695 or 2.5% of income $2,085 or 2.5% of income $13,100


Insurance companies can no longer deny coverage or claims based on current health or prior health issues per guidelines of the ACA.


*This service not available at all office locations.

**Based on 2017 figures.